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BlueShield of Northeastern New York (BSNENY) provides health insurance products and related services for members in northeastern New York state. The company's health insurance plans include Traditional Blue (POS, PPO, and traditional indemnity) and Community Blue (HMO), as well as consumer-driven health plans (high-deductable) and Medicare and Medicaid programs. BSNENY serves individual and corporate group customers. Founded in 1946, the company is a subsidiary of HealthNow New York. It is also a licensee of the Blue Cross Blue Shield Association.

California Physicians' Service, which operates as Blue Shield of California, provides health insurance products and related services to some 3.5 million members in the state of California. The not-for-profit mutual organization's health insurance products include HMO, PPO, dental, and Medicaid or Medicare supplemental plans for individuals, families, and employer groups. Accidental death and dismemberment, executive medical reimbursement, life insurance, vision, and short-term health plans are provided by the company's Blue Shield of California Life & Health Insurance subsidiary. Blue Shield of California has more than 20 locations across California. The company was established in 1939.

Blue Cross Plans (CABCP) offers plans for its Plans. The association consists of seven regional Blue Cross providers in Canada that provide health, dental, vision, life, disability, and other related insurance products and services to about 7 million Canadians. Member plans operate on a not-for-profit basis and serve individual and group policies. CABCP oversees its members to ensure that Blue Cross standards are maintained, and it owns the Blue Cross trademark which it licenses to member plans. The association has been present in Canada for more than 70 years.

Capital BlueCross could be your direct link to health care coverage. A licensee of the Blue Cross and Blue Shield Association, the company provides health insurance products to individuals and employer groups, with a total of more than 1 million members in central and eastern Pennsylvania. It offers traditional, PPO, HMO, and POS health care plans, as well as dental and vision coverage and Medicare Advantage plans. Capital BlueCross' network includes more than 11,000 health care providers and nearly 40 hospitals. The company also provides benefits administration services to self-funded customers through for-profit subsidiary Capital Administrative Services (dba NCAS Pennsylvania).

Celtic Insurance Company tends to shy away from group mentality. With a focus on low-cost individual coverage rather than group coverage, Celtic provides a variety of health insurance products to more than 30,000 policyholders nationwide. The company's products include Celtic Basic Health Plan, a low-cost plan, and CeltiCare Preferred, which provides comprehensive coverage for families, kids, and adults. It also offers a health savings account plan known as CelticSaver HSA. Celtic is licensed in all states except New York and provides coverage in most of them. It sells its insurance online and through direct sales agents. Celtic is a subsidiary of Medicaid health plan provider Centene.

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