RBS WorldPay (formerly RBS Lynk) processes face-to-face transactions (card acceptance, payment terminals, risk management, and reporting), online and phone payments, add-on services (prepaid cards, check services, merchant cash advances), and ATM services (machine deployment, cash management, monitoring, and repair). The firm primarily serves retailers, restaurants, convenience stores, supermarkets, and Internet businesses. Once known as Lynk Systems, RBS WorldPay was purchased by Royal Bank of Scotland (RBS) in 2004 and rebranded in 2008.