Bank Mutual Corporation operates as the holding company for Bank Mutual that provides various financial products and services primarily in the state of Wisconsin. Bank Mutual Corporation attracts deposits and originates loans. Its deposit portfolio comprises regular savings, interest-bearing and noninterest-bearing demand accounts, money market accounts, certificate of deposits, as well as IRA time deposit accounts and health savings accounts. The companys loan product line includes mortgage loans, which includes loans secured by one-to four-family residences, multi-family properties, and commercial real estate properties, as well as construction loans secured by the same types of properties; consumer loans comprising home equity loans, home equity lines of credit, home improvement loans, automobile loans, recreational vehicle loans, marine loans, deposit account loans, overdraft protection lines of credit, and unsecured consumer loans, as well as unsecured consumer loans through credit card programs; and commercial business loans comprising loans to businesses for equipment purchases, working capital lines of credit, debt refinancing, small business administration loans, and domestic stand-by letters of credit. Bank Mutual Corporation, through its other subsidiaries, provides investment, brokerage, and insurance services; and involves in the development and sale of land. It also offers investment services, including tax deferred and tax free investments, mutual funds, and government securities, as well as provides personal insurance, business insurance, life and disability insurance, and mortgage protection products. As of December 31, 2009, Bank Mutual Corporation operated 78 banking offices in Wisconsin and 1 in Minnesota. Bank Mutual Corporation was founded in 1892 and is headquartered in Milwaukee, Wisconsin.