Fukuoka Financial has more than just a yen to serve the banking needs of Kyushu. The bank operates about 300 branches in southwestern Japan's Kyushu region (including the prefectures of Fukuoka, Jumamoto, and Nagasaki) and a handful of branches in China. Annually the bank makes loans of more than 3 trillion yen (more than $33 billion) to small and midsized companies and loans of more than 1 trillion yen (more than $11 billion) to individuals. The company isn't banking only on banking, though: It also owns 13% of retail chain Iwataya. Bank of Fukuoka bought Kumamoto Family Bank to form Fukuoka Financial in 2007; it then bought Kyushu-Shinwa's Shinwa Bank to create Japan's largest regional banking group.

The First Bank reputation is first based on a Board of Directors made up of a significant group of business leaders and professional individuals throughout metro Augusta. The bank also has attracted a number of outstanding professional bankers to serve as the management team. Take a look at our listing of Board of Directors and Bank Officers. You will be impressed. The Board and bank management have also brought together highly skilled staff members to offer high tech, professional banking services with a community bank (hands on) style of delivery.

Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides banking services to individuals and businesses in New York. It generates deposits products, such as savings accounts, NOW accounts, money market deposit accounts, checking accounts, and certificates of deposit. The companys loan portfolio comprises residential mortgage loans, including home equity and construction loans; commercial mortgage loans; automobile and other consumer loans, such as loans unsecured or secured by savings accounts or other consumer assets; and commercial non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.

GrandSouth Bancorporation operates as the bank holding company for GrandSouth Bank that provides commercial banking services to individuals and businesses in South Carolina. Its deposit products include business and personal checking accounts, NOW accounts, savings accounts, money market accounts, term certificates of deposit, and IRA accounts. The companys loan portfolio comprises secured and unsecured, short-to-intermediate term loans with floating and fixed interest rates for commercial, consumer, and residential purposes.

Great American Bancorp, Inc. operates as the savings and loan holding company for First Federal Savings Bank of Champaign-Urbana (the Bank) in Illinois. The Bank provides various retail banking services to individuals, families, and businesses in Champaign County, Illinois and surrounding counties. It engages in generating deposits and originating loans. The Bank offers various deposit products to its customers, including savings, demand deposits, NOW accounts, money market, and certificate of deposit accounts.

Great Florida Bank provides a range of consumer and commercial banking products and services to individuals, businesses, and industries in Florida. Its products and services include interest-bearing and noninterest-bearing demand deposit accounts, money market deposit accounts, NOW accounts, time deposits, credit cards, cash management, direct deposits, notary services, night depository, cashiers checks, domestic collections, bank drafts, and automated teller services, as well as automated teller machine cards and online banking services.

Guaranty Bancshares is the holding company for Guaranty Bond Bank, which operates about a dozen branches in northeast Texas and another in West Texas. Guaranty Bond Bank's deposit products and services include CDs and savings, checking, NOW, and money market accounts. Its lending activities include one- to four-family residential mortgages (more than a third of the company's loan portfolio) in addition to commercial mortgage, construction, business, agriculture, and personal loans. The company's GB Financial division provides wealth management, retirement planning, and trust services.

Habersham Bancorp operates as the bank holding company for Habersham Bank that provides commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. It offers various deposit products, including checking and savings accounts, various time deposits, money market accounts, and NOW accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial real estate loans comprising land development loans, construction loans, and loans secured by multifamily property, and nonfarm, nonresidential real property loans; 1-4 family residential loans; and consumer loans.

The US banking arm of Bank of Montreal (BMO), Harris Bankcorp offers personal and commercial banking and other financial services through Harris Bank and other subsidiaries. The company has more than 300 bank branches in the Chicago area, Indiana, and Wisconsin; it also has locations in Arizona, Florida, New York, and a handful of other states. In addition to Harris Bank, the company owns Harris Investment Management, middle-market investment bank BMO Capital Markets, and private bank and wealth management unit Harris Private Bank. Harris Bank added more than 50 branches in the Midwest when it acquired the failed AMCORE Bank in an FDIC-assisted deal in 2010.

Henderson Citizens Bancshares is the holding company for Citizens National Bank, which operates from some 20 branches located across East Texas. The regional bank provides traditional banking services such as checking, savings, and money market accounts to individual and commercial customers. It also offers multiple loan products, including personal, mortgage, and home improvement as well as real estate, agricultural, and lines of credit. Insurance services are offered through subsidiary CFG Insurance. Citizens National Bank was founded in 1930 with $150,000 compiled by eight private investors.

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