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There's nothing half way about HLF, or Hong Leong Finance. The company, with some 30 branches across Singapore, offers personal and business loans, insurance, wealth management, foreign exchange, and corporate financing services. The largest finance company in the country by assets, HLF specializes in financing for small and medium-sized enterprises (SMEs), and it sponsors an annual forum for budding entrepreneurs. Hong Leong Finance Limited company also provides investment banking services including handling IPOs and other public offerings and M&A consulting. Investment firm Hong Leong Group Malaysia owns 73% of HLF.

Hudson City Bancorp, Inc. operates as the bank holding company for Hudson City Savings Bank that provides a range of retail banking services. It offers a range of deposit accounts, including passbook and statement savings accounts, interest-bearing transaction accounts, checking accounts, money market accounts, and time deposits, as well as IRA accounts and qualified retirement plans. The company’s loan portfolio primarily comprises one-to four-family first mortgage loans for residential properties; multi-family and commercial mortgage loans; construction loans; and consumer loans, such as fixed-rate second mortgage loans and home equity credit line loans, as well as collateralized passbook loans, overdraft protection loans, automobile loans, and secured and unsecured commercial lines of credit. As of December 31, 2009, it operated 95 branches located in 17 counties throughout the State of New Jersey; 10 branch offices in Westchester County, 9 branch offices in Suffolk County, 1 branch office each in Putnam and Rockland Counties, and 6 branch offices in Richmond County; and 9 branch offices in Fairfield County, Connecticut. Hudson City Bancorp, Inc. was founded in 1868 and is based in Paramus, New Jersey.

IMH Financial deals in real estate lending and investment mainly in the southwestern US. Although its family of companies historically have focused on acquiring and originating short-term bridge loans to enable commercial real estate development and construction, market conditions -- mainly lack of mortgage capital availability -- are prompting the company to change course. Its focus now is to make investments across a more diverse set of target assets, including interim loans used to pay off construction or property loans and whole commercial real estate mortgage loans. Its primary markets include Arizona, California, and Texas. IMH filed to go public in the latter half of 2010.

Impact Holdings (UK) plc company provides short-term loans for legal expenses in personal injury lawsuits. Though the loan is made to the individual claimant, funds are paid to the claimant's law firm to cover expenses such as legal advice, expert medical reports, and engineering studies. Subsidiary Impact Bridging Solutions provides bridge loans secured by residential or commercial property. The loans are made to property developers and investors to cover activities such as renovating a property, buying from auction, and development site purchase.

Indiana Community Bancorp is holding company for Indiana Bank and Trust, which operates around 20 offices in south-central and southern regions of the Hoosier State. The bank offers such standard retail services as checking and savings accounts, NOW accounts, CDs, and IRAs. The bank earns much of its revenues from its lending activities. Commercial real estate loans account for more than half of the company's loan portfolio. Indiana Bank and Trust also writes residential, consumer, auto, construction, and other loans. The bank was founded as New Building and Loan Association in 1908.

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