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Lendmark Financial Services was organized in 1996 in the basement of Liberty Mortgage Corporation in Atlanta. We became part of the BB&T family when our parent company, First Liberty Bank, merged during the summer of 2000 with Branch Banking and Trust Company in Winston-Salem. Lendmark Financial Services original mission was to meet the personal and mortgage lending needs of clients in the state of Georgia who could not be served by traditional bank products. The company’s founders are among the current executive staff at Lendmark, Bobby Aiken – President and CEO and Joe H. Burgamy – Senior Vice President of Branch Operations.Almost from the beginning, it was clear that we had developed a plan that would prove to be a winner. We opened four branches in October 1996 in Conyers, Covington, Dalton, and Blue Ridge. A short eleven months later, we opened three more branches in Macon, Milledgeville, and Savannah, followed by our eighth branch in Waycross in June 1998. With the existing operation doing well and exceeding our goals and objectives, we took on the task of completing our first acquisition. In August of 1998, Lendmark acquired First Credit Corporation, expanding our branch presence to the Kingsland, Brunswick, and Augusta markets. Upon the completion of this successful acquisition, we began searching for additional opportunities. In March 1999, we completed our second acquisition of Center Finance. This acquisition was unique in that it allowed us to expand beyond the borders of Georgia into Jasper and East Ridge, Tennessee.

MCAN Mortgage invests in residential and commercial mortgages, residential construction, real estate, income and royalty trusts. It has a 22% stake in MCAP, a mortgage, construction loan, and equipment financing company that has about $30 billion in assets under management. Most of the mortgages that MCAN invests in are originated and serviced by MCAP. MCAP's operations include construction loans for thrid-party investors in Canada. MCAP's leasing division offers lease financing for office equipment including communications, medical/dental equipment, and restaurant equipment.

Merrill Lynch Credit Corporation provides loan servicing. Founded in 1981, Merrill Lynch Home Loans serves primarily wealthy customers throughout the US, Puerto Rico, and the US Virgin Islands. Done in by the global credit crisis, direct parent Merrill Lynch was taken over by Bank of America in a $50 billion deal in 2009.Merrill Lynch Credit Corporation works to place more Americans in their dream castles. Doing business as Merrill Lynch Home Loans, the company is one of the residential mortgage units of financial giant Bank of America. Its offerings include a variety of adjustable- and fixed-rate mortgages for first and second homes, construction loans, mortgage refinancing, and equity lines of credit.

A+ Mortgage Services isn't a big lender, but it does offer jumbo mortgages. Serving consumers and real estate professionals in Illinois, Minnesota, and Wisconsin, A+ Mortgage Services originates loans that put clients in houses. The lending company self-funds its mortgages and then sells those mortgages on the secondary market. The self-funding business model allows it to approve loans based on its own criteria, offer customized mortgages, and shop the mortgage to multiple sources to keep costs down. Tight control of the transaction process also cuts down on processing time. A+ offers conventional, jumbo, FHA, and VA loan programs.

New Jersey Housing and Mortgage Finance Agency offers low interest mortgage loans to low- and moderate-income families; construction loans and other programs to assist developers with the production of low-cost rental properties and affordable houses; reverse mortgages for seniors; homeownership counseling; and various programs to promote homeownership among its state's disabled, homeless, and adopting families.So you're from Jersey? What exit? Regardless of where on the turnpike you live or want to live, New Jersey Housing and Mortgage Finance Agency can help you find, fund, and maintain affordable housing.

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