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Prosperity Bancshares, Inc. operates as the holding company for Prosperity Bank that provides retail and commercial banking services to small and medium-sized businesses and consumers. It generates various deposit products, including interest-bearing demand deposits, savings accounts, money market accounts, time accounts, certificates of deposit, non interest-bearing demand deposits, and interest checking accounts. Prosperity Bancshares, Inc. also provides commercial mortgage loans and multifamily residential loans, one to four family residential mortgage loans, agricultural real estate loans, construction and land development loans, commercial and industrial loans, non-real estate agricultural loans, term loans, loans for automobiles, home equity loans, and lines of credit and loans for working capital, business expansion, and the purchase of equipment and machinery, as well as interim construction loans for builders and owner-occupied commercial real estate loans. In addition, it offers junior subordinated debentures and overdraft protection; check cashing, official check, safe deposit box rental, and currency handling services; and debit cards, Internet banking, cash management, and automated telephone banking services. As of December 31, 2009, Prosperity Bancshares operated 158 full-service banking locations, including 51 in the Houston area; 27 in the South Texas area, including Corpus Christi and Victoria; 27 in the Central Texas area, including Austin and San Antonio; 20 in East Texas; 9 in Bryan/College Station; and 24 in the Dallas/Fort Worth, Texas area. Prosperity Bancshares, Inc. was founded in 1983 and is headquartered in Houston, Texas.

Southwest Bancorp is the holding company for Stillwater National Bank and Trust Company, which has about 10 branches in Oklahoma and another six in Texas, operating as SNB Bank of Austin, SNB Bank of Dallas, SNB Bank of San Antonio, and SNB McMullen Bank. It also operates the three-branch Bank of Kansas, which it acquired in 2007 and promptly renamed SNB Bank of Kansas. The banks primarily use funds collected from deposits such as CDs and checking, savings, and money market accounts to originate commercial mortgages (more than one-third of the company's loan portfolio), construction loans (about 30%), commercial loans (about 20%), and guaranteed student loans.

Sterling Bancshares, Inc. operates as the holding company of Sterling Bank, which provides commercial and consumer banking services to consumers and small to medium-sized businesses in Texas. The company offers a range of banking services, including demand, savings, and time deposits; commercial, real estate, and consumer loans; merchant credit card services; letters of credit; and cash and asset management services. It also facilitates brokerage, mutual fund, alternative financing, and insurance products through third-party vendors. In addition, the company offers treasury management, specialized lending consisting of energy lending, and private client services; and involves in the purchase of government guaranteed loans and wholesale real estate lending activities. Further, Sterling Bancshares provides investment advisory and pension administration/consulting services. As of December 31, 2009, it served through 58 banking centers in the greater metropolitan areas of Houston, San Antonio, Dallas, and Fort Worth. Sterling Bancshares, Inc. was founded in 1974 and is headquartered in Houston, Texas.

Texas Capital Bank, the principal subsidiary of Texas Capital Bancshares (NASDAQ: TCBI), is a commercial bank that delivers highly personalized financial services to Texas-based businesses with more than $5 million in annual revenue. We recognize the inherent link between business and personal wealth. So we created a full-service private client group to serve individuals, families and their business interests. We manage the personal wealth of Texans with net worth of more than $1 million. By assembling the most experienced bankers in the state, Texas Capital Bank has created a new level of service excellence. We help get deals done more quickly and free you to focus on your core business.

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