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Idaho Independent Bank has about a dozen branches located throughout the state. Targeting individuals and small to midsized businesses, the bank provides such traditional products as checking and savings accounts, certificates of deposit, and credit cards. The bank also offers a variety of products and services aimed specifically at business customers, including cash management and working capital loans. Real estate loans make up more than half of the bank's loan portfolio. Idaho Independent Bank also originates business, construction, and consumer loans.

First Bancshares is hoping you'll remember it for its banks. Iowa First Bancshares is the holding company for First National Bank of Muscatine (founded in 1870) and First National Bank in Fairfield (founded in 1865 and acquired by Iowa First Bancshares in 1985). The banks, which operate eight branches in the two southeastern Iowa towns for which they're named, offer individuals and businesses checking, savings, money market, and time deposit accounts, as well as other traditional products and services including loans, trust services, debit cards, credit-related insurance, Internet and telephone banking, and brokerage services.

Jeffersonville Bancorp is the holding company for The First National Bank of Jeffersonville. The bank serves businesses and consumers through about 10 locations in southeastern New York's Sullivan County. First National Bank of Jeffersonville offers such standard retail services as demand deposit, savings, and money market accounts; NOW accounts; CDs; and IRAs to fund a variety of loans. Nearly 40% of the bank's loan portfolio consists of residential mortgages, while commercial mortgages account for another 35%. The bank also provides home equity, business, consumer, construction, and agricultural loans.

Juniata Valley Financial may be the place for you. The institution is the holding company for Juniata Valley Bank, which serves central Pennsylvania from about a dozen banking locations. The bank offers standard deposit products and services, including checking and savings accounts, money market accounts, IRAs, and CDs. It also provides credit card services and originates a variety of consumer and business loans. Consumer loans make about 70% of its loan portfolio. Additionally, Juniata Valley Bank sells insurance and investment products. Juniata Valley Bank was established in 1867.

Lakeland Bancorp is shoring up in the Garden State. It's the holding company for Lakeland Bank, which serves northern New Jersey from about 50 branch offices. Targeting individuals and small to midsized businesses, the bank offers standard retail products such as checking and savings accounts, money market and NOW accounts, and CDs. It also offers financial planning and advisory services for consumers. The bank's lending activities primarily consist of commercial loans (about half of the company's loan portfolio) and residential mortgages (about a third of all loans). Its Lakeland Bank Equipment Leasing Division offers commercial equipment lease financing.

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