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Coastal Banking Company is the holding company owns Lowcountry National Bank, which operates two branches in southern South Carolina and First National Bank of Nassau County which operates about five branches in northeastern Florida and in Georgia under The Georgia Bank name. The banks offer standard products and services, including loans, checking and savings accounts, NOW accounts, and CDs.

CommerceFirst Bancorp is the holding company for CommerceFirst Bank, which opened in 2000 and now has five branches in central Maryland. Catering to small to midsized businesses and professional clients, it offers deposit products including checking and savings accounts, NOW and money market accounts, and certificates of deposit. The bank mainly uses funds from deposits to write business loans (including Small Business Administration loans) and mortgages. Executive officers and board members of CommerceFirst Bancorp collectively own more than 20% of the company.

Community Capital is the holding company for CapitalBank, which operates about 20 branches in western South Carolina. Targeting individuals and small to midsized businesses, the bank provides standard deposit services such as checking and savings accounts, IRAs, and CDs. Residential real estate mortgages account for about 40% of its loan portfolio; construction loans are approximately 25%, as are commercial mortgages. Consumer and business loans round out its lending activities. The bank's Wealth Management Group provides investment management, retirement planning, fiduciary, and estate settlement services.

Cornerstone Bancorp has laid the groundwork for three banking branches in northwestern South Carolina. The institution is the holding company for Cornerstone National Bank, which offers traditional products and services, including checking and savings accounts, money market accounts, CDs, and credit cards. Commercial real estate loans comprise the largest portion of its lending portfolio; other offerings include residential mortgages, business and industrial loans, real estate construction, and consumer loans. Cornerstone National Bank has three offices in Easley, Greenville, and Powdersville, South Carolina. Cornerstone Bancorp also has an insurance agency that operates as Crescent Financial Services.

Crescent Financial is the holding company for Crescent State Bank, which operates some 15 branches in central North Carolina. The community bank offers standard products and services, including checking and savings accounts, certificates of deposit, and credit cards. Commercial mortgages make up about half of its loan portfolio; construction loans make up more than a quarter. The company, which was founded in 1998, also writes business loans, home equity loans, and residential mortgages. Its Crescent Investment Services division offers financial planning products and services, including retirement plans, mutual funds, insurance, and other investments.

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