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For over a quarter of a century, Bowen, Miclette & Britt has brought to its customers a commitment to excellence, innovation and service in the complex world of insurance and risk management. Bowen, Miclette & Britt is a leading independent privately-held insurance brokerage and risk management consulting firm. They are the 76th largest commercial retail insurance broker in the United States, offering a wide array of insurance services, including all lines of commercial insurance, bonds and surety, employee benefits, personal insurance and professional employer services.

Looking for auto coverage? Go west, young man -- or east, north, or south. Bristol West Holdings Bristol West Holdings sells non-standard private passenger insurance; that is, insurance for those who have trouble getting standard coverage because of bad driving records, age, limited financial resources, and the like. The company operates in some 40 states through about 10,000 agents. Though the majority of Bristol West's customers buy minimum liability policies, the company also offers collision and comprehensive coverage, as well as medical payments coverage that pays for health care costs related to automobile accidents.

Brit Insurance Holdings is no ordinary bloke's insurer. The holding company operates Brit Insurance Limited (BIL), a general insurance company that carries about half of Brit Insurance's business. Brit Syndicate Limited (BSL) is a Lloyd's syndicate that underwrites the balance of its policies. Those businesses are split into three divisions: Brit UK underwrites UK commercial insurance and reinsurance; The financial strength coupled with excellent knowledge of our customers’ markets make us perfectly placed to protect businesses around the world.

At Brown & Brown (B&B®), we know that we must be as agile as the cheetah in order to thrive in the currently very competitive insurance environment. Our unique culture has enabled us to quickly chase down new opportunities, adapt our products and services to best meet market demands, and satisfy our many and varied clients.

Brown & Brown, Inc., together with its subsidiaries, operates as a diversified insurance agency, wholesale brokerage, insurance programs, and service organization in the United States. Its Retail segment provides various insurance products and services to commercial, public and quasi-public entity, professional, and individual customers. It provides insurance relating to physical damage to property, and resultant interruption of business or extra expense caused by fire, windstorm, or other perils; casualty insurance relating to legal liabilities, workers compensation, and commercial and private passenger automobile coverage; and fidelity and surety bonds. This segment also sells and services group and individual life, accident, disability, health, hospitalization, medical, and dental insurance; and provides risk management and loss control surveys and analysis, and consultation services.

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