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​Aditya Birla Finance Limited ("ABFL") is among the leading well-diversified financial services company in India offering end-to-end lending, financing and wealth management solutions to a diversified range of customers across the country. ABFL is registered with RBI as a systemically important non-deposit accepting non-banking finance company ("NBFC") and ranks among the top five largest private diversified NBFCs in India based on AUM as of March 31st, 2017 (source: CRISIL). For the quarter ended September 30th, 2017, the loan book was at Rs. 389 billion. Along with its growth, ABFL has maintained healthy asset quality with GNPA at 0.53% on 90 DPD as of September 30th 2017. This is reflected in its short term credit rating of A1+ by India Ratings & ICRA, long term credit rating of AAA (with stable outlook) by India Ratings and AA+ by ICRA and Perpetual debt credit rating of AA+ (with stable outlook) by India Ratings and AA by ICRA.

India's leading integrated air express carrier and premium logistics-services provider. It has the most extensive domestic network covering over 13,700 locations, and service more than 220 countries and territories worldwide through its Sales alliance with DHL, the premier global brand name in express distribution services.

Briskloans is an upcoming Retail Loans Service Provider based in Delhi. We are a team of highly dedicated Finance Professionals and Former Bankers offering our services in DELHI-NCR & Haryana. We always believe in transparency, simplicity and honesty while recommending any of our offerings. We are Associated with almost all leading Banks like State Bank of India, Bank of Baroda, CITI Bank, HDFC Etc. Our key Product offerings include Home Loan, PL, Education Loan, Mortgage Loan & Secured Business Loan. We operate across Delhi & Haryana through our channel partners and associated banks.

Despite running healthy growing businesses, entrepreneurs in India consistently struggle to raise timely credit from banks. Those that succeed often have to pledge personal property to fund business needs. Restrictive lending policies, inflexible collateral requirements, and slow disbursement times by formal financial institutions frequently push SMEs towards informal financiers; but while these lenders are quick to offer funds, their monies come at very high rates of interest, perpetuating the cycle of debt.

A Depository facilitates holding of securities in the electronic form and enables securities transactions to be processed by book entry. The Depository Participant (DP), who as an agent of the depository, offers depository services to investors. According to SEBI guidelines, financial institutions, banks, custodians, stockbrokers, etc. are eligible to act as DPs. The investor who is known as beneficial owner (BO) has to open a demat account through any DP for dematerialisation of his holdings and transferring securities. The balances in the investors account recorded and maintained with CDSL can be obtained through the DP. The DP is required to provide the investor, at regular intervals, a statement of account which gives the details of the securities holdings and transactions. The depository system has effectively eliminated paper-based certificates which were prone to be fake, forged, counterfeit resulting in bad deliveries. CDSL offers an efficient and instantaneous transfer of securities.

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