Colonial Financial Services, Inc operates as the holding company for Colonial Bank, FSB that provides various banking products and services. It offers various deposit accounts, which include certificates of deposit, savings accounts, NOW accounts, checking accounts, money market deposit accounts, club accounts, and individual retirement accounts, as well as commercial checking accounts for businesses and municipalities. Colonial Bankshares company's loan portfolio comprises one- to four-family residential real estate loans, home equity loans and lines of credit, commercial real estate loans, commercial business loans, construction loans, consumer loans, and multi-family mortgage loans. It has branch offices in Bridgeton, Cedarville, Mantua, Millville, Upper Deerfield, Vineland, and Sewell, New Jersey.