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The IHC Group is an organization of affiliated insurance carriers, marketing and administrative companies and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed of Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc., Independence American Insurance Company and their respective operating subsidiaries. With more than $1.3 billion in total assets, the companies in the IHC Group have been providing life, health, disability and stop-loss insurance for over 25 years.

Industrial Alliance Insurance and Financial Services covers all of Canada with its individual and group insurance, savings, and retirement products. The company, through its Industrial Alliance Pacific and Excellence Life subsidiaries, sells life, health, and disability insurance, as well as retirement savings plans and annuities to individuals and employers across the country and, to a much lesser extent, in parts of the US. The company manages mutual funds through its IA Clarington unit, and it brokers securities and funds through Investia, FundEX Investments, and Industrial Alliance Securities. Additionally, Industrial Alliance sells auto and homeowners insurance, primarily in Quebec.

ING Groep N.V., a financial services company, provides banking, investment, life insurance, and retirement services worldwide. The company offers wealth accumulation, savings, and mortgage products and services to individuals, and small-and medium-sized businesses, as well as a range of banking products through independent banking agents; and credit products through agents, brokers, and vendors. It provides current account services and payments systems, such as savings accounts, mortgage loans, consumer loans, credit card services, investment products, and life and non-life insurance products, as well as asset management services. The company also provides wealth management services to high net worth individuals. In addition, it offers various financial products, such as mutual funds, e-brokerage, payment accounts, and pensions; and lending, payments and cash management, structured finance, leasing and commercial finance, and financial markets products and services. Further, the company offers life insurance, investments, and retirement services for retail customers; a range of traditional, unit-linked, and variable annuity policies written for individual and group customers; mandatory and voluntary pension funds; fire, motor, disability, transport, and third party liability insurance for individual and commercial/group clients; and disability insurance products and complementary services for employers and self-employed professionals, such as dentists, general practitioners, and lawyers, as well as manages equity, fixed income, and structured investments for institutional investors and private label investment funds. As of December 31, 2009, ING Groep N.V. had approximately 250 retail banking branches in the Netherlands; 800 in Belgium; 430 in Poland/central Europe; and 460 in Asia. ING Groep N.V. was founded in 1991 and is based in Amsterdam, the Netherlands.

A subsidiary of Dutch life insurance giant ING Groep, ING Life provides life, health, accident, and retirement benefit insurance services to group and individual customers in Thailand. Customers have access to dozens of ING network hospitals and health-care facilities throughout the country. In addition to insurance, ING Life provides financial investment opportunities such as retirement funds and long-term equity funds. ING Life's Thai operations are supported by roughly 40 domestic branches.

Irish Life & Permanent hopes the green, green grass of home will be a fertile spot for growth. Irish Life & Permanent plc has pulled in its expansionist horns in favor of an "Ireland first" strategy, all but confining its sales of insurance, investment management, mortgage loans, and other personal financial products and services to its home country, where it has about a million customers. The company's retail division (Irish Life) provides life insurance, other insurance, and investment products to individuals through its own sales force, independent agents, and the branches of Irish Life & Permanent plc company's banking subsidiary, permanent tsb. Through the bank, Irish Life & Permanent is one of Ireland's leading mortgage lenders.

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